ghnw20150916-100542-804 University of Stellenbosch FNB CEO Jacques Celliers - Engineering Capitec CEO Gerrie Fourie - B Comm & MBA (Master of Business Administration) University of Cape Town FNB CEO Jacques Celliers - MBA Rhodes University Standard Bank co-CEO Sim Tshabalala - BA and LLB University of the Witwatersrand (Wits) Standard Bank co-CEO Sim Tshabalala - Higher Diploma in Tax Barclays Africa Group (ABSA) CEO Maria Ramos - B Comm & B Comm Honours in Economics University of Pretoria Standard Bank co-CEO Ben Kruger - B Comm Honours University of KwaZulu-Natal Nedbank CEO  - Michael Brown - B Comm Jacques+Celliers Mr. Jacques Celliers serves as the Chief Executive Officer of FNB (now known as First National Bank). Mr. Celliers served as the Chief Executive Officer of First National Bank Business Banking and Head of India Expansion - First National Bank. He worked at FNB for 12 years. He served as head of business banking at First National Bank. Mr. Celliers is an engineer by training. In his 12 years at FNB, Mr. Celliers has managed a number of initiatives particularly focusing on innovative entry strategies in certain new markets that FNB identified for expansion and joint ventures. Prior to being appointed Chief Executive Officer of Business Banking, he ran FNB Credit Card and FNB Retail Foreign Exchange. Mr. Celliers graduated as an Engineer from the University of Stellenbosch in 1994. In 1998, he completed an MBA at the University of Cape Town's Graduate School of Business and was an exchange student at Wharton College, University of Pennsylvania in the USA. Age: 44 Salary:R16 572 000 1a01fe23-76a8-455d-9749-cf8c70010742.img_ Mr. Simpiwe K. Tshabalala, also known as Sim, BA, LLB , LLM, HDip Tax, AMP, has been Group Chief Executive Officer of Standard Bank Group Limited since March 7, 2013. Mr. Tshabalala has been the Chief Executive Officer of Standard Bank of South Africa Limited, a subsidiary of Standard Bank Group Limited since 2008. He served as Group Deputy Chief Executive of Standard Bank Group Limited from 2009 to March 7, 2013. He served as Chief Executive of Personal & Business Banking of Standard Bank of South Africa Limited (SBSA), the main operating subsidiary of Standard Bank Group Ltd., since 2006. He served as Managing Director of African Operations of Standard Bank Group Ltd., from 2001 to 2006 and as its Deputy Chief Executive of Personal & Business Banking. Mr. Tshabalala has been a Director of Standard Bank of South Africa at Standard Bank Group Ltd. since June 1, 2008. He has been a Non Executive Director of Liberty Holdings Ltd., since April 02, 2013 and Stanbic IBTC Holdings PLC since 2013. He has been an Executive Director of Standard Bank Group Limited since March 7, 2013. He has been an Executive Director of Standard Bank of South Africa Limited since 2008. He served as Independent Non-Executive Director at The Standard Bank of South Africa Limited since June 2008. Mr. Tshabalala holds a BA and LLB from Rhodes, LLM from University of Notre Dame, USA, AMP from Harvard and H. Dip. in Tax from WITS. Age: 48 Salary: R31,339,000 Ben+Kruger+XXX Mr. Ben J. Kruger, B. Com (Hons) CA (SA), has been Group Chief Executive Officer of Standard Bank Group Limited since March 7, 2013. Mr. Kruger served as Group Deputy Chief Executive of Standard Bank Group Limited until March 7, 2013. He served as Chief Operating Officer of Standard Bank Group Ltd. He joined Standard Bank Group Ltd., in 1985 and served as its Managing Director of Corporate and Investment Banking since 2002. He served as Chief Executive of Corporate and Investment Banking of Standard Bank Group Ltd. He served as the Chief Executive of Global CIB. He served as the Chairman of Standard Bank Plc from May 08, 2008 to February 1, 2015. He served as Deputy Chairman of Standard Bank Plc of Standard Bank Group since November 10, 2005. He has been an Executive Director of Standard Bank Group Limited since March 7, 2013. He has been an Executive Director of The Standard Bank of South Africa Limited since March 7, 2013. He serves as a Non Executive Director of ICBC Standard Bank Plc. He also serves as a Director of Stanbic Africa Holdings Ltd. He served as a Non Executive Director of Stanbic IBTC Holdings PLC and Stanbic IBTC Bank Plc from October 25, 2007 to September 19, 2013. Mr. Kruger holds a B.Com (Hons) (University of Pretoria), CA (SA) and AMP (Harvard). Age: 56 Salary: R31,681,000 Maria+Ramos+Absa++February+11+2014 Ms. Maria D. C. D. N. C. Ramos, C.A.I.B, B.Com (Hons), M.Sc., has been the Chief Executive of Barclays Africa Group Limited ( formerly absa )since March 1, 2009. Ms. Ramos has been the Chief Executive Officer at Absa Group Ltd. since March 1, 2009. She has been an Executive Director of Barclays Africa Group Limited since may 1, 2009. She has been an Executive Director of Absa Bank Ltd. since March 1, 2009. She served as the Chief Executive Officer at Absa Capital since March 1, 2009. She served as the Chief Executive Officer of TransNet Corp. She served as Group Chief Executive Officer at Transnet Ltd. since January 1, 2004. She served as Research Officer of the London School of Economics and the Economics Study Commission of the Centre of Development Studies. She served as Lecturer at Wits and Unisa before joining the civil service, where she served as the Director General in the Department of Finance until she joined Transnet in 2003. She has been a Non-Executive Director of Compagnie Financiere Richemont SA since 2011. She serves as Director of SA Airways (Pty) Ltd., Transnet Finance and Trustee of Transnet M-Cell Ltd. Trust. Ms. Ramos served as a Director of Transnet Ltd. since September 4 2003. She served as an Independent Non-Executive Director of Sanlam Ltd. from June 3, 2004 to December 2, 2008; Remgro Ltd. from March 26, 2007 to February 26, 2009 and SABMiller plc from May 15, 2008 to February 26, 2009. She is also a Member of the Chief Economist Advisory Council of the World Bank. She was the Director-General of the South African National Treasury from 1996 to 2003 and formerly an economist in the African National Congress Department of Economic Planning. She won a multitude of accolades, including a South Africas Businesswoman of the year in 2001 and Sunday Times Business Leader of the Year 2005. She is placed 14th by Fortune Magazine in their World's Most Powerful Women in Business ratings in 2007. She holds MSc in Economics from University of London in 1992, Bcom Honours in Economics from University of the Witwatersrand in 1987, Bcom from the University of the Witwatersrand in 1986 and Institute of Bankers Diploma (CAIB) from Institute of Bankers in 1983. SALARY: R28,571,213 Age: 57 Michael-Brown-600x300 Mr. Michael William Thomas Brown, also known as Mike, BCom, Dip Acc, CA (SA), AMP, serves as the Chief Executive and Executive Director of Nedbank Corporate. Mr. Brown has been the Chief Executive Officer of Nedbank Group Limited since March 1, 2010. Mr. Brown has been the Chief Executive of Nedbank Limited since March 1, 2010. He served as the Chief Financial Officer of Nedbank Group Limited from June 2004 to September 1, 2009 and its subsidiary, Nedbank Limited from June 2004 to September 1, 2009. He served as Head of Property Finance at Nedcor Ltd. He served as Deputy Managing Director of BoE Corporate and then Managing Director of the division since 1999. After working in the United States and England, he joined NBS Treasury Department in 1993. Mr. Brown then moved to BoE Corporate and was instrumental in establishing the Specialised Finance and Private Equity Divisions. He has been an Executive Director of Nedbank Group Limited since June 17, 2004. He has been an Executive Director of Nedbank Limited since June 17, 2004. He served as an Executive Director of BoE Limited since October 2001. He served as an Executive Director of Nedbank Investment Bank Ltd and Cape of Good Hope Bank Ltd. He completed his articles with Deloitte & Touche in Durban and qualified as a Chartered Accountant in 1990. Mr. Brown is a Commerce graduate of Natal University. He holds BCom, Dip Acc, CA (SA), AMP (Harvard Business School, USA). Salary: R36,425,000 Age: 49 Riaan+Stassen+XXX+high+res Mr. Gerhardus Metselaar Fourie, also known as Gerrie, B Comm, MBA (University of Stellenbosch) has been Chief Executive Officer of Capitec Bank and Capitec Bank Holdings Ltd., since January 1, 2014. Mr. Fourie served as Executive of Operations at Capitec Bank Holdings Ltd., and head of Operations at Capitec Bank Limited since 2000. Mr. Fourie served as Chief Executive of Operation and Sales of Capitec Bank. Mr. Fourie served as Chief Executive of Sales of Capitec Bank Holdings Limited. He was Area General Manager of Stellenbosch Farmers’ Winery from 1997 to 2000, focusing on distribution and sales. He has been Independent Non Executive Director of Capitec Bank Holdings Ltd. and Capitec Bank since September 20, 2013. Age: 52 Salary: R21,683,000 Source - Bloomberg

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